A Debt Service Coverage Ratio (DSCR) Prime Loan allows real-estate investors to qualify based on a property’s cash flow rather than personal tax returns. At Druian Mortgage & Loans, Inc., our DSCR Prime program is designed for experienced investors who prefer a streamlined underwriting process and competitive pricing.
DSCR Prime Highlights
Who this is for
Real estate investors purchasing or refinancing non-owner-occupied rental properties
Borrowers who want to qualify based on the property’s cash flow rather than personal tax returns or W-2 income
Borrowers with strong credit and sufficient down payment or equity
Max. LTV
80%
Max. Loan Amount
$2.0M
Min. FICO
680
Highlights:
U.S. citizens
Permanent resident aliens, with proof of lawful permanent residence
Non-permanent resident alien immigrants with proof of lawful residence
1 Full Appraisal and CDA report
Max 20 financed properties including primary residence
C08 is eligible
Information shown is for general reference and may vary by borrower qualifications and program terms. This is not a commitment to lend. Contact us for full loan details and eligibility requirements.