DML-FLEX is a premium lending option designed for high-net-worth clients, foreign nationals, and self-employed borrowers who don’t have standard income documentation. Instead of tax returns, W-2s, or employment history, this program qualifies borrowers based on overall asset strength. With competitive pricing, loan amounts up to 70% LTV, and streamlined underwriting, it offers a fast, flexible solution for buyers who need to close without traditional paperwork. If your assets support the loan, you qualify.
Who this is for
Real estate investors purchasing or refinancing non-owner-occupied rental properties
Borrowers who want to qualify based on the property’s cash flow rather than personal tax returns or W-2 income
Borrowers with strong credit and sufficient down payment or equity
