These loans are built for people whose tax returns don’t show what they really earn. Buy or refinance a home without tax returns or W-2s.
A contractor deposits about $20,000 a month, but after write-offs his tax return shows only $45,000 a year.
a year, after write-offs
a month in deposits, on average
If you want to buy or refinance a home and your tax return doesn’t show what you really earn, these loans are built for you.
Many self-employed people get turned down, or worry they will be, because of their tax returns. We look at the full picture.
One loan that works the way your business does.
Both let self-employed borrowers qualify without tax returns or W-2s. The difference is how we check your income.
A profit and loss statement, usually prepared by a CPA or tax preparer
Owners with a clean P&L who want less paperwork
Rates are a bit higher than regular loans. What you get is a real path to approval when your tax return doesn’t show what you really earn.
Pick the one that sounds like you.
You work for yourself. Your mortgage should work for you.
We want LA’s self-employed people to come to us when they want to buy or refinance a home. We work alongside the people you already trust.
Or email justin@druianmortgageloans.com
Druian Mortgage & Loans, Inc. · 3717 E. Thousand Oaks Blvd, Suite #155, Westlake Village, CA 91362 · (805) 870-8878
Information shown is for general reference and may vary by borrower qualifications and program terms. This is not a commitment to lend. Rates on bank statement loans may be higher than on conventional loans. Contact us for full loan details and eligibility requirements. Druian Mortgage & Loans, Inc. is a licensed Real Estate Broker under the California Department of Real Estate (DRE), License #02215218, and a registered Mortgage Loan Originator with NMLS #2509899. Equal Housing Opportunity.
