DSCR Prime

A Debt Service Coverage Ratio (DSCR) Prime Loan allows real-estate investors to qualify based on a property’s cash flow rather than personal tax returns. At Druian Mortgage & Loans, Inc., our DSCR Prime program is designed for experienced investors who prefer a streamlined underwriting process and competitive pricing.

DSCR Prime Highlights

Who this is for

  • Real estate investors purchasing or refinancing non-owner-occupied rental properties

  • Borrowers who want to qualify based on the property’s cash flow rather than personal tax returns or W-2 income

  • Borrowers with strong credit and sufficient down payment or equity

Max. LTV

80%

Max. Loan Amount

$2.0M

Min. FICO

680

Highlights:

Information shown is for general reference and may vary by borrower qualifications and program terms. This is not a commitment to lend. Contact us for full loan details and eligibility requirements.

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